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Commercial mortgages are often used to buy business premises, such as offices, shops, restaurants, or pubs. As well as being a useful way of financing the purchase of business premises for a new business, commercial mortgages can also be an excellent way of funding the expansion of an existing business.

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June 14 2006

Understanding Fixed-rate Mortgages

A fixed-rate mortgage is a mortgage on which the interest rate is set for the term of the loan. Your interest rate stays the same for the term of the mortgage or for a specified period of time. Most people use a fixed-rate mortgage. In fact, about 75 percent ...

June 14 2006

Understanding the Importance of Mortgage Protection Life Insurance

Your house is a big investment – probably one of the biggest you’re every likely to make. It is also the place that you and your loved ones call home; a shelter and haven from the outside world. That’s why it is so important to ensure that your home and ...

June 14 2006

US Commercial Mortgage Basics

Commercial mortgage loans are used when purchasing structures such as office buildings, apartment complexes, health care facilities and retail outlets. Whether it’s a hi-rise tower or a family-owned restaurant, buyers typically need additional funding to complete ...

June 14 2006

Using a Business Mortgage to Grow your Business

So you want to be a Player?

The real movers and shakers of America are always looking to move up the ladder of success. They also have a particular penchant for desiring to display their success through their purchasing power. You ...

June 14 2006

Using a Home Mortgage Calculator

There are a variety of tools online that you can use to determine how much you can afford to pay for a home, how much the monthly payment will be based on the sale price of a home, and calculators to tell you whether it is better to rent or buy based on your ...

June 14 2006

Using A Mortgage Refinance Company Online

Online mortgage companies make refinancing convenient and competitive. By researching mortgage rates and lenders online, you can be assured that you have the best refinancing rates. ...

June 14 2006

WEALTH CREATION AND MORTGAGE PLANNING

What if I were to tell you that almost everything you have been told about what to do with your home has been absolutely wrong and that one of the worst ways to build wealth is through your home? And what if I further went on to show you that anyone who perpetuates ...

June 14 2006

Wealth Creation and Mortgage Planning - Two Great Tastes that Taste Great Together

What if I were to tell you that almost everything you have been told about what to do with your home has been absolutely wrong and that one of the worst ways to build wealth is through your home? And what if I further went on to show you that anyone who ...

June 14 2006

What are "interest only" mortgages?

Mortgages are considered to be “interest only” if your monthly payment does not cover the entire loan payment due, that is the mortgage interest and a payment to decrease the loan principal. ...

June 14 2006

What is a Buy To Let Mortgage?

A buy to let mortgage is a mortgage on a property which is to be let out or rented, rather than occupied by the owner. A buy to let mortgage is exactly as it sounds - a mortgage that allows you to buy a property in order to let if out to a tenant. ...

June 14 2006

What is a Capped Mortgage?

A capped mortgage is a variable rate mortgage with a capped limit beyond which the rate paid will not exceed. ...

June 14 2006

What is a Commercial Mortgage?

A commercial mortgage or commercial remortgage is a business loan which is secured against a commercial property. ...

June 14 2006

What is a Current Account Mortgage?

Current account mortgages are fairly new to the sector. They are quite different to other types of mortgage as they enable you to set off all your savings and debts in one single account. ...

June 14 2006

What is a Fixed Rate Mortgage?

As the term implies, with a fixed rate mortgage the mortgage rate is fixed for a set period of time, so no matter what movements occur in the lender's standard variable mortgage rate, the borrower's arrangement is fixed and, therefore, so are the monthly fixed ...

June 14 2006

What is a Flexible Mortgage?

'Flexible mortgage' is a term that's used a lot, but what exactly does it mean? A flexible mortgage allows the borrower to make extra repayments when they have the extra money and even reduce or skip payments should the need arise. ...

June 14 2006

What is a Mortgage?

A mortgage is a loan, usually from a bank, finance company or building society to help you buy your home. ...

June 14 2006

What is a Mortgage Agent?

WHAT IS A MORTGAGE AGENT? ...

June 14 2006

What is a Remortgage?

A remortgage is changing your mortgage without moving your home.

Remortgaging is the process of switching your mortgage to another lender that is offering a better deal than your current lender thereby saving money.

A remortgage ...

June 14 2006

What is a Repayment Mortgage?

A repayment mortgage is the type of mortgage that most people think about. The idea behind a repayment mortgage is that you pay monthly for a set period and each payment consists of an element of capital and interest. ...

June 14 2006

What is a Reverse Mortgage?

Simply stated, a reverse mortgage is a loan that enables homeowners (age 62 and older) to convert part of the equity in their home into a tax-free income without having to sell the home, give up the title, or take on a new monthly mortgage payment. More ...

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Articles

24/06/06

11 Deadly Mistakes When Applying for a Mortgage

11 Deadly Mistakes When Applying for a Mortgage ...

24/06/06

2nd Mortgage - Better Than Refinancing

You have probably received refinancing offers in the mail or advertised online touting your ability to pull out your home’s equity. But a 2nd mortgage, also called an equity loan, may be a better financing option than refinancing your mortgage. 2nd mortgages ...

24/06/06

2nd Mortgage Loan After Bankruptcy - Get Approved Online

A 2nd mortgage loan after a bankruptcy is possible in as little as two years. Refinancing your mortgage can help you make needed home improvements or pay off high interest debt. Refinancing with adverse credit history requires savvy shopping on your part to ...

24/06/06

4 things to watch out for when choosing a mortgage company

We all know that there are a lot of mortgage companies out there. But how do you know which company to choose? Some companies have flashy advertisements about low interest rates, but are they really the best company to choose? A mortgage is a very large investment, ...

24/06/06

40-Year Mortgages: An Alternative to Interest-only Loans?

Interest-only loans are quickly becoming a mainstream loan product. Borrowers who were initially turned-off by the perceived risk associated with an “interest-only” loan are now starting to see the benefits: Lower payments, less money tied up in equity, more ...

24/06/06

5 criteria to get your Home Loan Mortgage approved

Why do some people get their home loan mortgages approved in a breeze while others struggle through with hiccups? What are the differentiating factors between one application and another? What do lenders look at when they evaluate you? ...

24/06/06

5 Things In Selecting The Best Mortgage - You Should Know

Your goal is not only to find the best rates and programs, by searching through a huge number of lenders products, and save yourself thousands of dollars on mortgage payments every year, but also, to save time and hassle by simplifying the loan process ...

24/06/06

6 Helpful Tips On Mortgage Financing

Here are some mortgage tips that can help you obtain a mortgage with less hassle, and at a lower overall cost: ...

24/06/06

7 Reasons to Choose a Mortgage Broker over On-Line Lenders

1. Personal Advice: Breakwater Mortgage Corporation calls Hampton Roads and the surrounding communities (Norfolk, Suffolk, Chesapeake and Portsmouth) home and an on-line lender could be located anywhere. Breakwater Mortgage Corp. is located in Virginia Beach ...

24/06/06

97% Of American Homeowners Overpay Their Lender In Mortgage Interest Every Month.

97% Of American Homeowners Overpay Their Lender In Mortgage Interest Every Month. ...

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